The Real Deal
There’s a young company in Australia that is turning the concept of short term insurance upside down and inside out. They have a new approach to insurance - literally putting their money where their mouth is – which is winning customers hand over fist.
What’s so special?
Real Insurance is the first insurer in Australia to come up with the concept of the cash-back bonus. If you have not had a claim against any of your Real Insurance for 3 years in a row , you will get back 10 % of the premiums you have paid them during that time. That’s a Real Bonus.
Real Insurance takes pride in offering real, honest prices for easy-to-understand insurance products. No tricky, so-called discounts that turn out to be no discount at all. In fact their everyday prices are often lower than other ‘discounted’ ones.
But they don’t stop there.
They clearly spell out what's covered in their short and simple Product Disclosure Statements (PDS for short) which comes as a colourful booklet that’s easy to read and easy to understand. There’s really no small print nor red tape.
Real Insurance offers three levels of Car Insurance, two levels of Home & Contents Insurance as well as Landlord’s Insurance for investment property protection, as well as two types of Life insurance for family protection.
Who is Real really?
Real Insurance is the trading name of The Hollard Insurance Company Pty Ltd who is also the underwriter of their policies. The Hollard Group has offices in South Africa, the United States, the UK and Australia and throughout South East Asia, providing a wide range of insurance products and services to more than 5 million policyholders worldwide.
Since opening in Australia in 1999, the Hollard Group has issued more than 150,000 policies with more than $2 billion worth of assets insured.
Real Savings
- You can choose to pay by the month at no *extra cost and no administration fees involved.
- You decide on the level of cover you need, as well as your excess. The higher your excess the lower your premiums, and vice versa.
- With Real Insurance, you have the option to update or change your level of cover at any time and you don’t have to pay any administration fees.
Real Bonus
As mentioned before, Real Insurance offers a cash-back bonus after 3 claim-free years. Aptly called the Real Bonus™, it works like this:
If you haven’t claimed against any of your Real Insurance for 3 years, they pay you back 10% of all the premiums you have paid during that time.
The money is paid out in the form of a cheque and it is literally like cash back in your pocket, for you to use whichever way you like.
And you’ll keep on receiving a Real Bonus™ every 3 years you don’t have a claim.
Real People
The Real call centre consultants are all trained to a high level of efficiency and commitment. They receive daily compliments from customers about their friendliness, patience and excellent service.
One customer, whose house was partially destroyed by a falling tree, recently had this to say about the consultant who handled his claim:
“She was fantastic. She listened to everything we had to say, she was so sympathetic because you know, we were traumatised. She was like a counsellor to us. Every time we found something else that was damaged, we could just phone her and tell her about it and every time she just said, no problem, send me a quote and we’ll replace it. She really helped us.”
Really the Real Alternative.
So, there you have it. For Home and Contents, Landlord's Protection, Motor Vehicle or Life Insurance, Real Insurance products are simple, straightforward and easy to understand. And you'll save money along the way.
Visit their website at www.realinsurance.com.au or give them a call at 1300 30 16 18 and find out for yourself.
Real Insurance is a trading name of The Hollard Insurance Company Pty.Ltd. AFSL 241436
Visit their website for a Product Disclosure Statement to decide if the product is right for you.
